Bulletin 2020-053 Fannie Mae SEL-2020-03 Update

Effective immediately, NewRez is aligning with the updates announced in Fannie Mae’s Selling Guide Announcement SEL-2020-03.

Effective immediately, NewRez is aligning with the updates announced in Fannie Mae’s Selling Guide Announcement SEL-2020-03.

 

Update to Lease Review Requirements

 

Fannie Mae is no longer prescribing the action needed to determine that rental property lease agreements do not adversely impact the first lien position. However, the Correspondent Client remains responsible for determining that any lease agreements do not adversely impact first lien position. Correspondent Client may want to still review the lease, amendments, or subordinations, as necessary.

 

Correspondent Clients may implement this policy change immediately. Desktop Underwriter will be updated in a future release to remove the message requiring review of the lease. Correspondents Clients may disregard the lease review message in DU until that time.

 

Update to Escrow Requirements on Limited Cash-Out Refinances

 

NewRez will no longer require an escrow account be established when non-delinquent property taxes for the subject property are included in the loan amount for Limited Cash-Out refinance transactions.

 

 

Please reference the NewRez Lending Library for the changes outlined in this announcement.